Financial Aid

Graduate Aid

Financial Aid Information for Graduates

There are four main types of financial aid for college students including grants, scholarships, loans, and work-study funds. Here’s more information about the aid available at SCU.

  • Work-study jobs: The Federal Work-Study Program (FWS) provides jobs for graduate students with financial need, allowing them to earn money to help pay for expenses related to their education. The program encourages community service work and work related to your course of study. For a list of available job opportunities, please visit our FWS page.
  • SCU Scholarships: Visit our scholarship page for the list of available scholarships.
  • Federal Direct Loans: Loans that are part of the Direct Loan program borrow directly from the government. Terms of the loan are covered in greater detail in the required Entrance Counseling and Master Promissory Note. Loan repayment begins six months after you graduate, withdraw, or drop below half-time status.
  • Federal Direct Unsubsidized Loan are loans made to eligible graduate and professional students, but eligibility is not based on financial need.
  • Healthcare Unsubsidized Loans are loans made to eligible graduate students of the Doctor of Chiropractic program. The terms and conditions are similar to the Direct Unsubsidized loans.
  • Federal Direct Graduate PLUS Loan are loans made to graduates to help pay for education expenses not covered by other financial aid. Eligibility is not based on financial need, but a credit check is required. Borrowers who have an adverse credit history must meet additional requirements to qualify.
  • Private Loans are credit-based funding provided by external, nonfederal lenders to help cover educational costs. Take into consideration repayment terms, interest rates, and deferment options before choosing a private loan. Some lenders may require a co-signer for credit reasons. For students who apply through a lender on the Fast Choice website, the loan funds will be disbursed electronically, allowing for an efficient process for the borrower and the school.
  • Veterans Education Benefits: SCU is involved with several government-sponsored programs to repay veterans for their service and sacrifice and to help ensure their opportunity to receive a valuable education in integrated healthcare. SCU supports student veterans through its participation in several successful programs sponsored by the VA. SCU accepted veterans programs or covered programs are listed below.
    • CHAPTER 30 (MGIB-AD) – Montgomery GI Bill® for Active Duty
    • CHAPTER 1606 (MGIB-SR) – Montgomery GI Bill® Selected Reserve
    • CHAPTER 31 (VR&E) – Vocational Rehabilitation & Employment*
    • CHAPTER 32 (VEAP ) – Post-Vietnam Era Veterans Educational Assistance Program
    • CHAPTER 33 – Post 9/11 GI Bill®
    • CHAPTER 35 (DEA) – Survivors’ and Dependents’ Educational Assistance Program* Vocational Rehabilitation can be used based on the approval of your Vocational Rehabilitation Counselor.
  • Employer Provided Educational Assistance Benefits: Section 127 of the IRS allows employers to offer their employees up to $5,250 annually in tax-free educational assistance for undergraduate or graduate-level courses. Please check with your employer if they participate in this educational assistance program.